https://www.milantorres.com Off-theme financial education and visualizations. By Milan Torres. en-us © 2026 Milan Torres. Working thoughts, not advice. Mon, 11 May 2026 23:08:40 +0000 Thu, 15 Jan 2026 12:00:00 +0000 https://www.rssboard.org/rss-specification milantorres-rss-builder/1.0 rss@milantorres.com (Milan Torres) rss@milantorres.com (Milan Torres) https://www.milantorres.com/sophieandharold?utm_source=rss&utm_medium=fun-feed#sophieandharold-video https://www.milantorres.com/sophieandharold#sophieandharold-video Thu, 15 Jan 2026 12:00:00 +0000 fun Both Sophie and Harold reach a million dollars on $15 a day, but Sophie saves for 10 years then stops while Harold waits 10 years and then saves for 30. Even though Harold contributes three times as much, Sophie's earlier start means compound interest works longer in her favor, and she comes out ahead. 1-minute frame-by-frame animation. Milan Torres